College students have unique financial requirements. It can vary from paying dining bills to meeting educational expenses. Leading financial institutions offer student credit cards to make their lifestyle easier.
Usually, the minimum age is 18 to be eligible for a student credit card. They can be perfect for students who want to embrace creditworthiness and become good at money management. Unlike fancy credit cards with high joining fees, the ones tailored for college-goers or recent graduates are affordable and more accessible.
While you can find unlimited student credit cards, IDFC FIRST Bank stands out with some unique offers. Check them out below without any further delays:
IDFC FIRST WoW Credit Card
As a student, you might have often wondered how to get a credit card without being employed. Stop worrying because the IDFC FIRST WoW credit card is here. It is a secured credit card available against your fixed deposit funds. From exclusive cashback and reward points to unlimited discounts, this card offers it all.
Features:
- No need to submit income proof or provide your credit history.
- Get 4x reward points with an interest of 7.5% on the fixed deposit.
- With reward points that never expire, having this credit card is no less advantageous than liquid cash.
- If you have carry-over balances, interest will start from as low as 9%.
- Enjoy 100% FD withdrawal from the ATM with an additional value of Rs 199 for a cash advance.
- Get discounts from more than 300 merchants and 150 restaurants.
- Your credit limit will be at least 100% of the total FD amount.
- No fees associated with Forex markup.
How to Apply:
- You can get this card by following 3 easy steps:
- Register on the portal and provide the necessary details.
- Choose a fixed deposit scheme and fund it. A minimum amount of Rs 10,000 is enough to be eligible.
- Next, finish the KYC by submitting all your documents.
- You are all set to get this card, and the digital version will be available to you instantly.
IDFC FIRST Millenia Credit Card
Working professionals often go back to college to further their education. While they might have a steady income, going back to student life comes with extra expenses. The IDFC FIRST Millenia credit card will be perfect for such individuals.
As long as you have a disposable yearly income of Rs 3 lakhs or more, you can get this card. It is perfectly suitable for the needs of your millennial lifestyle. You can earn easy-to-redeem reward points through any online or offline IDFC FIRST Millenia credit card payment.
Features:
- If you spend over Rs 5000 within 30 days of getting the card, you will receive a voucher of Rs 500.
- The joining benefits also include a 5% cashback of up to Rs 1000. The offer is available with the first EMI payment within 30 days of getting it.
- Get 25% discounts for buying movie tickets on Paytm mobile app. You can get up to Rs 100 off once per month.
- All transactions above Rs 2,500 can be converted into easy EMIs.
- For transactions between Rs 200 to Rs 5000, you will enjoy a fuel surcharge waiver of 1%. This offer is available at all fuel stations in India.
- Enjoy meals with up to 20% discounts at over 1500 restaurants.
- You can conveniently transfer balances from other bank credit cards.
- Get up to 15% off at more than 3000 health and wellness facilities.
How to Apply:
Open the credit card login portal online and click on the apply now option. After that, fill out the required details to get your card. Check all the detailed terms and conditions while applying for this credit card.
Conclusion
With no hassle of documentation or credit score requirements, student credit cards are designed to offer maximum convenience. Why are you still waiting? Apply for your student credit card now!